What does Cash Only mean?



Cash only means that you, the buyer, have the liquid assets, that is cash, to buy the property without a loan from a bank or other lender.  If you are borrowing money from anyone then you are not a true cash buyer.

You can still make an offer as a cash buyer, but if you are borrowing money from someone you will need to disclose this. In short, your good faith deposit will be at risk should the third party lender not lend to you for any reason. So be very, very careful if you state that you are a cash buyer when the funds are not your own.  Check with your Realtor to be sure that you can make a cash offer when the funds are not yours.

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Mega Title, LLC

721 Route 34, Suite 3
Matawan, NJ 07747
Phone: 732-242-9835
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