HARP Mortgage Program Set To Reach 1 Million Households In 2012


Posted on Oct 23, 2012

The Federal Housing Finance Agency (FHFA) reports that refinances via the Home Affordable Refinance Program (HARP) accounted for nearly one-quarter of all refinances during August 2012.

The FHFA's August Refinance Report showed close to 99,000 U.S. homeowners using the Home Affordable Refinance Program to refinance their homes last month, raising the year-to-date total to 618,000 closed HARP loans.

 HARP is designed to help responsible borrowers who have seen the value of their homes decline obtain affordable refinancing.

 The FHFA is on pace to HARP-refinance one million borrowers in 2012 -- a sum that would exceed the program's refinance total during all of 2009-2011. The agency credits the

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